Craft Breweries

Pouring Insurance Protection for New Jersey Craft Brewers

The recipe for operating a successful business consists of mixing together passion and profitability. It’s a concept well-seasoned craft brewers understand all too well. From start-up brew pubs to microbreweries that gross millions of dollars in annual sales, the craft brewing industry is booming across New Jersey and surrounding states.

At US Insurance Agency, we’re eager to tap into this territory and cook up proper insurance coverage. Whether considering equipment breakdown, beer contamination, or employee slips and falls, exposure to risk is prevalent for craft brewers. Our comprehensive craft brewery insurance program has the ingredients to offer customized, cost-effective solutions. We share your passion for the craft brewing business and are looking forward to safeguarding its profitability on a long-term basis.

A Pint of Insurance Coverage Catered to Clients

Just like the local breweries we serve, we operate a tight-knit business. Clients deserve to have an agency where everyone knows their name, which is exactly what they’ll find at US Insurance Agency. Along with clients, we also partner with three established carriers specializing in craft brewery insurance, including AIG, Great American Insurance Group, and Philadelphia Insurance Company. Most insurance companies simply don’t offer customized programs for breweries and distilleries. However, we not only provide personalized services, but a reliable insurance product also backs each policy written.

We begin brewing up coverage by reviewing your business to determine specific needs. Together, we’ll inspect the premises to better understand the flow of your business – from the purchase of supplies, such as hops and malt, to the production of beer. Due to the risks involved, agents even consider the distribution of product to customers. After a full review has been served, we determine which of the three markets we shop from will be the best fit for your operation. Throughout this process, agents will always be available to answer questions and provide advice.

The ingredients of protection reside in the coverages offered. We’re prideful in our coverages for craft breweries, microbreweries, and distilleries, as well as producers of cider and wine. Whether you’re brewing and selling in your community or producing and distributing on a national scale, we can secure your business.

Some of the select craft brewery coverages we deliver include but are not limited to:

  • Liquor Liability
  • Product Recall
  • Coverage for tasting rooms, restaurants and lounges
  • Special event liability for off premises events like craft beer festivals
  • Equipment Breakdown
  • Cyber Liability
  • Crime Insurance
  • Contamination and Adulteration
  • Spoilage and Leakage
  • Brand / Image restoration
  • Loss of Income
  • Alcohol Bonds (CMB, AMW, JDBW)
  • Employment Practices Liability Insurance (EPLI)

We can also share additional offerings from our business insurance program, such as commercial general liability coverage, commercial auto insurance, and workers compensation.

Agents Sharing Your Passion and Safeguarding Your Business

We truly share your passion for craft brewing and enjoy staying up-to-date on advances in the industry. Our goal is to share advice with you, while learning more about your business along the way. A pair of our primary agents – Dean Boyd and Rich Krasnomowitz – are especially interested in the process and enjoy working with craft brewers on a personal and professional level.

Our interest sparks additional research by our staff members on the best ways to keep business brewing. We consistently monitor policies produced, ensuring accuracy and cost effectiveness. From site visits to open communication, we’re accessible and prepared to go above and beyond traditional service standards.