Keeping Contactors in Newton and throughout Northern New Jersey secure

From the breakdown of valuable equipment to the dissatisfaction of a client with your work, the risks that you face as a contractor are significant. These risks can translate into large costs, and this is one reason why you need protection. Insurance provides necessary protection, and at U.S. Insurance Agency we have a comprehensive contractors insurance program. Our program mitigates every risk and is flexible. Through it you’ll get full protection that's cost-efficient.

We have access to many markets and we have many years of experience insuring contractors in New Jersey. This means that we’ll not only deliver the best insurance but we'll also know and understand your needs. Knowing and understanding your needs will enable us to give you the finest experiences.

Contractors Insurance Coverage Details

Contractors insurance is not unlike most small business insurance, save for a few distinct coverages. We’ll help you find the coverages that you need, and we’ll also help you create a fitting solution. From installer floaters to owners and contractors protective liability coverage (OCP), you’ll have what’s most appropriate.

The coverages from which you can choose include but are not limited to:

  • Property insurance
  • Liability insurance
  • Business vehicle insurance
  • Workers compensation
  • Total building replacement protection
  • Crime insurance
  • Inflation guard
  • Business income insurance
  • Employment practices liability (EPL) insurance
  • Group life insurance

Your contractors insurance plan can be part of a business owners policy (BOP), which bundles coverages, or it can be part of a series of standalone policies. The option that’s best for you is one that we’ll discover.

Experienced, skilled Agents helping you stay protected

You might have a sole proprietorship or you might have a business that employs hundreds. Regardless of the size, scope, or type of your business, we’ll insure the operation with an effective, cost-efficient solution. We’ll work closely with you and we’ll be proactive. This means that we’ll get every detail that we must in order to give you the best possible insurance, and we’ll also keep a close eye on the solution that you purchase once the solution is in place.

We’ll intervene in claims if necessary, and if we do intervene, we’ll work with insurance companies in order to get you what you deserve.